Assistance Programs

Small Business Administration

The U.S. Small Business Administration (SBA) can guarantee bonds for contracts up to $5 million and for federal projects up to $10 million (with federal contracting officer approval) covering bid, performance and payment bonds for small and emerging contractors who cannot obtain surety bonds through regular commercial channels. SBA’s guarantee gives sureties an incentive to provide bonding for eligible contractors and thereby strengthens a contractor’s ability to obtain bonding and greater access to contracting opportunities.

A contractor applying for an SBA bond guarantee must qualify as a small business, in addition to meeting the surety’s bonding qualifications. For more information, visit the U.S. Small Business Administration's Office of Surety Guarantees (OSG).

State Resources

States also may offer bond assistance or guarantee programs for small and emerging contractors. Construction firms should consult with state agencies in their jurisdictions to find out if such programs are available and if they are eligible to participate, or contact an NASBP member who may be knowledgeable about such programs.     

To find an NASBP member in your state, click here.