For the next state in this series, we focus on the bid protest procedures in Pennsylvania
One form of collusion prohibited by the Sherman Antitrust Act is bid rigging. When business contracts are awarded by soliciting competitive bids, competitors can utilize bid rigging to artificially raise prices[2]
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By Carmen Calzacorta of Schwabe Williamson & Wyatt PC Published June 23, 2020 Below are the top 10 things to know about the Paycheck Protection Program (“PPP”) Loan Forgiveness Applications and the detailed instructions for the applications posted on June 16, 2020. There are two forms and two sets of instructions: (a) EZ Forms: PPP Loan Forgiveness Application Form 3508EZ (“Form EZ”), and PPP Loan Forgiveness Application Form 3580EZ Instructions for Borrowers /Checklist for Using SBA Form 3508EZ (“Form EZ Instructions”); and (b) Forgiveness Forms: PPP Loan Forgiveness Application Revised June 16, 2020 (“Forgiveness Application”) and Loan Forgiveness Application Instructions for Borrowers (“Forgiveness Application Instructions”). The forms and the instructions do not answer all questions on forgiveness
The SBA and Treasury Department have issued three different application forms: Form 3508, Form 3508EZ, and Form 3508S. Selecting the correct form will depend on the nature of your business, the loan size and whether you reduced employee head count or salaries and wages. [3] Your lender can provide you with either of the three forms, or a lender may use its own lender equivalent form
Cozen O’Connor’s June 5 Alert provided a summary and analysis of the changes and noted that changes in SBA rules and forms are necessary to implement the Flexibility Act
Under the terms of the PPP, a borrower may request forgiveness at any point prior to the maturity date of the loan. 4
The SBA released two Interim Final Rules, which can be found here and here , revising previous guidance to implement portions of the Paycheck Protection Program Flexibility Act of 2020 (the “ Flexibility Act ”), an Interim Final Rule relaxing a disqualification for businesses with owners convicted of certain felonies, and an updated PPP borrower application form . The new guidance provides the following clarifications and modifications: The loan term for any remaining balance after loan forgiveness will be five years for any loan made on or after June 5, 2020, and two years for any loan made before that date (unless otherwise mutually agreed between borrower and lender). A loan is made on the date the SBA assigns a loan number